Becoming a homeowner in Florida is a great accomplishment. Protecting your investment from Florida's unpredictable weather is the next step to ensure the security of your home and your family. When insuring your home, it is important to understand the types of Florida dwellings and the insurance that applies to each type of dwelling.
There are numerous types of homes in Florida. Florida requires different types of homes compared to national trends because of the possibility of inclement weather. Florida home types must withstand high winds and heavy rains. The types of Florida dwellings that are designed to withstand the weather include detached houses, condos, manufactured homes, and mobile homes.
Detached houses are typically single-family homes that stand alone from other structures.
Condominiums, or condos, are similar to apartment complexes, but each unit is individually owned while the common facilities are shared. Manufactured homes are usually built in a factory off-site and then transferred to the location where they will be used. Mobile homes are also built in a factory off-site but typically include a frame that includes an axle and wheels for easier transport. Regardless of the Florida home type that you have, homeowner's insurance is extremely important for your family's well being.In addition to being a long-term investment, our homes protect our families and precious belongings. Florida weather can be unpredictable and damaging. With erratic weather patterns and the threat of natural disasters, it is important to be prepared. Having Homeowner's insurance allows us to provide for our families and protect our property when disaster strikes.
If you do not have homeowner's insurance or are interested in checking your rates to get the best value, be sure to complete our simple form. You can begin by entering your zip code at the top of the page. From there you can compare rates from many different companies and get the best rate and coverage for your home.